SIP calculator

See what a fixed monthly investment can grow to at your expected return over any number of years.

How it works

A Systematic Investment Plan (SIP) invests a fixed amount every month. Formula: value = A × ((1 + i) to the power m minus 1) ÷ i × (1 + i), where A is the monthly amount, i the monthly rate (yearly rate ÷ 12) and m the number of months.

Example: 10,000 a month for 15 years at 12 percent comes to about 50.5 lakh, from 18 lakh invested.

Questions

What is an SIP?

An SIP is a habit of investing a fixed amount every month, usually into a mutual fund or ETF, regardless of market level.

Is the SIP return guaranteed?

No. The calculator assumes a steady return. Real market returns vary year to year, so treat the result as an estimate, not a promise.

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For education only. Results are estimates based on the numbers you enter and are not investment advice.